If you are contemplating a career move, or just finishing residency, an important decision for you to consider is whether you should be an independent contractor or an employee...

 

“The most powerful force in the universe is compound interest” –Albert Einstein

While it’s true that paying off the mortgage may result in loss of liquidity, it is also true that regaining liquidity is not very difficult.

Do bumps in the DOW send you into sweats, or to the trading room floor? An understanding of your risk tolerance is an important step in managing a healthy portfolio. 

There’s a good chance that your pay isn’t keeping up with inflation.
A few basic strategies can help you beat the curve.